It’s not every day that you end up rooting for a bank, but the story “Abacus: Small Enough to Jail” tells is no ordinary tale. The trial itself was off limits to cameras, but the film does an expert job re-creating it using actors reading testimony and vivid courtroom illustrations by Christine Cornell. This included not only the two sisters (Jill Sung and Vera Sung) who ran the bank but also sister Chanterelle Sung, a former assistant district attorney in Vance’s office who was so distraught by what she saw as the “incompetence combined with arrogance” in the indictment that she quit her job.īecause Thomas took the charges, and some inexcusable humiliation that went along with it, as an insult to the entire Chinatown community, he refused to back down even in the face of an intense government investigation that took five years, used hundreds of lawyers and led to a 240-count indictment. So when the government decided that complicity with corruption went high enough to indict the entire bank, the Sung family was shocked. One of the ironies of the Abacus prosecution is that it began with a case of fraud by one of the bank’s loan officers that Abacus itself discovered and reported to federal authorities. Set up to appeal to his immigrant neighbors, who often lack secure places for their valuables, Abacus for instance rents out 8,000 safe deposit boxes, way more than the norm.īut while this ought to be a heartwarming story, it has another side: a legal case that lasted five years, culminated in a four-month trial and ended up costing the Sungs $10 million to defend. Abacus Bank has distributed 100,000 COVID-19 SBRG checks to 10 non-profit organizations in our community. Thomas started Abacus because he realized that while major banks were happy to take deposits from Chinese customers, they were unwilling to make loans. Helping New York’s Chinese community has always been one of his key focuses. at age 16, Thomas was a lawyer before he founded his bank. As to his own banking story, Thomas admits, “in reality it’s not that simple.”īorn in Shanghai and arriving in the U.S. It’s a favorite film of Thomas and his wife, Hwei Lin Sung, who tear up when they watch. “Abacus” begins with a clip from one of the few American films with a banker hero, Frank Capra’s “It’s a Wonderful Life” starring Jimmy Stewart. and Polly Greenberg, the chief of his office’s Major Economic Crimes Bureau. Without Abacus’ help in fudging the information in their mortgage applications, these applicants would have never qualified for Fannie Mae’s assistance.In addition to the inevitable complement of journalists (which in this case include Rolling Stone’s Matt Taibbi and the New Yorker’s Jiayang Fan), James was able to extensively interview the people who decided to bring the prosecution, New York County Dist. Vance, as he read from a prepared statement. “These borrowers primarily work in cash-only businesses in the Tri-State area –restaurants, nail salons, and the like,” said Mr. Vance alleges, encouraged its applicants to fudge its personal information –like immigration and employment status– to secure these mortgages. We have received another 5-Star rating from Bauerfinancial. Seven of those people already entered guilty pleas, while the remainder of them were set to face arraignment –and Judge Renee White– in state court in Manhattan throughout the day.īy also indicting Abacus itself, the bank became the first financial institution to be charged by the Manhattan D.A.’s office since the Bank of Credit and Commerce International was indicted in 1991 for paying large bribes to bank regulators and central bankers in 10 countries like Pakistan and Nigeria.īetween to February 3, 2010, Abacus, Mr. Abacus Bank has distributed 100,000 COVID-19 SBRG checks to 10 non-profit organizations in our community. Abacus Federal Savings Bank Jun 2018 - Present5 years Greater New York City Area Human Resources Manager Museum of the City of New York Jul 2014 - Mar 20183 years 9 months Greater New York. Nineteen individuals, all former employees and managers of Abacus Federal Savings Bank, were indicted as a result of the scam. The scheme, however –in which Abacus Federal Savings Bank, a bank with predominantly Chinese clientele, allegedly helped its customers submit fraudulent mortgage applications that resulted in approximately a billion dollars worth of mortgages issued out by Fannie Mae (FNMA)– was infinitely larger in size, scope and relevance. SEE ALSO: Let’s Use This Juneteenth to Focus On Narrowing Racial Housing Gaps
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This means that they can be used to find lines that are perpendicular to other lines.
Missing out on this release will not compromise a complete Limited Run set. LRG is distributing this title on behalf of Nightdive Studios. / 7:52 AM EDT 0 The Switch version of Strife: Veteran Edition will launch via the Nintendo eShop on October 25, publisher Nightdive Studios and developer Rogue Entertainment. A port of PC title Strife from 1996, this isnt a title thats aged particularly well. Strife is a game that I was only vaguely familiar with as it. Nintendo Switch Sports dev on the game’s UI and UI design, making the controls easy to understand, more. This release is not a part of the Limited Run Games Collection and is not a numbered release. Strife: Veterans Edition is a very difficult game to widely recommend. You´ll have Blackbird on your side – a seductive underground agent that will provide you with clues as you encounter progressively more sinister foes. Steam, GOG Galaxy, and Nintendo Switch: The Strife: Veteran. Play the role of spy, assassin, warrior and thief as you are lured into the darkest and most perilous adventure of your life. No license for use or transfer of ownership in any trademark is implied or should be construed. Immerse yourself in this all-consuming epic quest – now available for the first time on the Nintendo Switch™! -An evil presence has implanted itself in the fabric of our world. /rebates/2fip2fStrife-Veteran-Edition-Nintendo-Switch2f1997837961&. Hailed as the original FPS-RPG game that spawned countless imitators, Strife: Veteran Edition is a love letter to the classic from 1996. Strife: Veteran Edition for Nintendo Switch Furthermore, qTox will never harass you with ads, or require you to pay for features. You are completely free to both use and modify qTox. Freedom: qTox is both free for you to use, and free for you to change.qTox comes out-of-the-box with an easy-to-use interface that allows you to focus on your conversations. 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Your safety is our top priority, and there isn't anything in the world that will change that. qTox is built on a "privacy goes first" agenda, and we make no compromises. Nowadays, every government seems to be interested in what we're saying online. While other big-name services require you to pay for features, qTox is totally free, and comes without advertising. Peta Big Kanao Baby Furry Steffie Noelle-Silva Mitsuri Slutti-Chan. With the rise of government monitoring programs, qTox provides an easy to use application that allows you to connect with friends and family without anyone else listening in. Utilize your cash to obtain residential or commercial properties rather than obligations. It’ll develop stress and anxiety to be innovative in producing revenue as well as disclose you what you can spend for. Take the section of your wage you want to buy materials or your financial education and learning, spend it as well as additionally pay your costs after that. Kiyosaki advises generating an “I prefer” as well as additionally an “I do not desire” listing, with points like: “I plan to retire at age 50.” or “I do not intend to end up like my harmed uncle.”.Īn additional recommendation is to pay on your own originally monthly. That’s why it is very important to remain inspired. Take care of the cash as if it’s gone completely as well as additionally you’ll stress a lot less concerning shedding it.Īs quickly as you start your journey towards riches, you’ll identify that it’ll be instead a lengthy one. Do not begin huge, just alloted a percent, like $1,000 or probably $100, as well as invest it in supplies, bonds, as well as also tax commitment lien certifications. The preliminary action in the direction of structure large range hinges on the mindset of caring for threats, rather than avoiding them along with discovering monetary investments will certainly reveal you that it’s much much better to not play it risk-free, since that frequently shows losing on significant feasible incentives. Reserve 5% of your revenue each month to obtain magazines, programs as well as participate in workshops on individual financing to begin developing your financial INTELLIGENCE. Take a job in a location you have no idea about, such as sales, client service or interactions, to establish brand-new capabilities– you never ever before identify what they may be valuable for. Next off, tackle the mindset of “work to uncover” rather than “work to gain”. In this manner you’ll have the ability to develop practical financial goals, also if it indicates waiting a number of even more years for that shiny brand name- brand-new BMW. Today is the youngest you’ll ever before be, so take a close check out what you can along with can not spend for. The only technique for you to battle this is to start currently. Is their city in the red? Your mayor may be a terrific mayor, nevertheless nevertheless, nobody ever revealed him specifically just how to handle finance.įor the identical element 38% of Americans do not save anything for their retired life. Have a look around along with you’ll see a lot of financially unconcerned individuals in your really own life. Since we obtain no financial education and learning as well as knowing in organization or college, regrettably, this is entirely approximately you. This currently gives you a look of specifically just how essential it is to educate on your very own economically. Yet when your greed takes control of, you may afterwards spend the money on a boosted way of life, like acquiring a cars and truck, as well as additionally the payments consume the cash– in this manner you’re assured to shed 100%. Nonetheless, most likely your anxiety of losing the money completely will definitely keep you from doing so. Potentially you discover a terrific fund with a 60% opportunity to raise your finance within a year, however a 40% opportunity of shedding it all. That’s why we still remain with the out- of- day idea “Probably to organization, most likely to college, obtain a job, play it risk-free.” when in fact no job is safe and secure anymore.Īs an example, when you obtain a raising at your work, a wise selection would certainly be to spend the cash in something that develops large range like supplies or bonds, which has tool to high threat, however additionally a very high advantage. We permitted both key feelings everyone has around finance control our choices: stress and anxiety as well as greed. The recap on Blinkist begins with the recommendation that a lot of us are also terrified of being branded as a weirdo, in order to leave the day-to-day work. While he suched as both, they were really numerous when it worried managing funds. His very own dad as well as additionally the father of his pal. Robert Kiyosaki informs the tale of his 2 Dad’s in his youth years. Although suspicious as well as normally substantially pounded, individuals have actually identified it is worthy of analysis– otherwise it would not have in fact offered over 2 million duplicates. This magazine is a contemporary- day criterion of specific financing. The two read a Seinfeld dialogue, with the mics facing toward the “interviewee,” or main speaker, to mimic an interview. For the coffee shop scene, she headed to a crowded Starbucks and sat near the bar with her mom. For the lecture scene, Anna sat in the back of Sahithya Reddivari’s engineering class at Georgia State University in Clarkston, Georgia, and lined recorders up next to each other, with the mics facing toward the lecturer. That meant 192 Kbps for all recorders except for the Olympus, which maxes out at 128 Kbps (though even this should be good enough for voice recordings). Wirecutter writer Anna Perling recorded MP3 audio at the highest bit rates available on each device in order to get the best possible audio quality-this showed what each recorder was capable of. Extra features: We looked for recorders with presets that adjust mic sensitivity and equalization to optimize for specific recording situations (these are sometimes called “scene select”) and background noise cancellation.Format flexibility: We preferred the capability to record audio in a number of file formats and at various bit rates or sample rates to optimize for storage space or sound quality.Easy file transfer: For moving files between the recorder and either a Mac or Windows computer via USB.A microSD card slot: This allows for memory expansion beyond the 4 GB minimum.At least 4 GB of internal memory: This amount allows for about 40 hours of recording time, depending on the chosen audio format.A simple-to-navigate file system: This should include self-explanatory buttons, shortcut buttons, and a convenient back button.An easy-to-read display: We preferred larger, uncluttered screens, and if possible, a backlight to make the screen readable in low-light or dark settings.Good recording quality: While audio doesn’t need to be podcast quality, recordings should be intelligible and free from hiss, rumbles, echoes, or the excessive background noise that plagues poorer-quality recordings.The UX560 is also the slimmest recorder we tested-at 0.43 inch thick it can easily fit in a shirt or pants pocket. Like many of the other recorders we looked at, it comes with an adequate amount of onboard storage (4 GB) but accepts microSD cards, so you can record and store hundreds of hours of recorded audio should you need it. It also offers a better collection of features than the other models we tested, with an easy-to-navigate menu system, a bright backlit screen, 39 hours of recording time (in MP3 format), 27-hour battery life, voice-activated recording to pause and restart after silences, and a pop-out USB 3.0 connector that lets you recharge the recorder and transfer files to a computer easily. It produces clear, understandable audio in classroom, quiet office, and noisy coffee shop settings. In a new round of testing in mid-2017, the UX560 received the highest overall ratings from our panel of test listeners. However, support for channel meetings and the Meet Now feature is coming in the future.The UX560 is similar to our previous, now-discontinued pick, also from Sony. It's also only available for enterprise Microsoft 365 SKUs, including Microsoft 365 E3, Microsoft 365 E5, Microsoft 365 Business Standard, and Microsoft 365 Business Premium SKUs. Yes, that does mean that, right now, transcription is only available for scheduled meetings in Teams, so it won't just work with any meeting you host. Teams transcripts can also identify who said what in a meeting, based on the user's name, entered when registering for the meeting. Microsoft says delivering accurate real-time transcriptions has been a major challenge, but it has been working on improving its AI technology to make it happen. Live transcription is a fairly self-explanatory feature - as you host a virtual meeting in Teams, the service will transcribe everything that's said by the participants. The feature was first announced in July of last year, and in August, the Microsoft 365 roadmap indicated that it was planned to be available in September, but it has taken until now for it to actually happen. Microsoft has announced that the live transcription feature in Teams meetings is finally available for English-speaking users in the United States. The persistence of viable pathogen within tubers, such as those that are left in the ground after the previous year's harvest or left in cull piles is a major problem in disease management. The exceptions involve oospores, and hyphae present within tubers. Under most conditions, the hyphae and asexual sporangia can survive for only brief periods in plant debris or soil, and are generally killed off during frosts or very warm weather. infestans survives poorly in nature apart from on its plant hosts. Seemingly healthy tubers may rot later when in store. Infected tubers develop grey or dark patches that are reddish brown beneath the skin, and quickly decay to a foul-smelling mush caused by the infestation of secondary soft bacterial rots. White mold will appear under the leaves in humid conditions and the whole plant may quickly collapse. Symptoms include the appearance of dark blotches on leaf tips and plant stems. The early stages of blight are easily missed. Rain can wash spores into the soil where they infect young tubers, and the spores can also travel long distances on the wind. Sporangia develop on the leaves, spreading through the crop when temperatures are above 10 ☌ (50 ☏) and humidity is over 75–80% for 2 days or more. infestans completes its life cycle on potato or tomato foliage in about five days. As for tuber blight, the white mycelium often shows on the tubers' surface. The sporangia and sporangiophores appear white on the lower surface of the foliage. People can observe Phytophthora infestans produce dark green, then brown then black spots on the surface of potato leaves and stems, often near the tips or edges, where water or dew collects. Both sporangia and zoospores are short-lived, in contrast to oospores which can persist in a viable form for many years. infestans on water films found on leaves or soils. The zoospores released from sporangia are biflagellated and chemotactic, allowing further movement of P. Sporangia are spread by wind or water and enable the movement of P. The different types of spores play major roles in the dissemination and survival of P. Hormonal communication triggers the formation of the sexual spores, called oospores. There is also a sexual cycle, which occurs when isolates of opposite mating type (A1 and A2, see § Mating types below) meet. germ tube emergence from the sporangium), and the re-establishment of hyphal growth. The asexual life cycle of Phytophthora infestans is characterized by alternating phases of hyphal growth, sporulation, sporangia germination (either through zoospore release or direct germination, i.e. The name Phytophthora infestans was coined in 1876 by the German mycologist Heinrich Anton de Bary (1831–1888). The species name infestans is the present participle of the Latin verb infestare, meaning : "attacking, destroying", from which we get the word "to infest". The genus name Phytophthora comes from the Greek φυτό–( phyto), meaning : "plant" – plus the Greek φθορά ( phthora), meaning : "decay, ruin, perish". Lesion growth rates are typically optimal at a slightly warmer temperature range of 20 to 24 ☌ (68 to 75 ☏). The pathogen is favored by moist, cool environments: sporulation is optimal at 12–18 ☌ (54–64 ☏) in water-saturated or nearly saturated environments, and zoospore production is favored at temperatures below 15 ☌ (59 ☏). The organism can also infect some other members of the Solanaceae. Late blight was a major culprit in the 1840s European, the 1845–1852 Irish, and the 1846 Highland potato famines. Early blight, caused by Alternaria solani, is also often called "potato blight". Phytophthora infestans is an oomycete or water mold, a fungus-like microorganism that causes the serious potato and tomato disease known as late blight or potato blight. Hi-Q MP3 Voice Recorder is a perfect mix of Dolby On and ASR Voice Recorder. Gain Controls to Record the perfect audio in different noise levelsĪllows to Record Audios in different bit rates But needless to say, it definitely adds great functionality for better voice recording and is one of the best Voice Recorder Apps for Android. However, it doesn’t come equipped with the tools to actually improve the quality of recording like Dolby On. ASR Android Voice Recorder also supports Bluetooth devices for easier and versatile recording. ASR Voice recorder also features a few small features like playback speed control, dark & light theme options, etc. You can record audios in multiple formats like MP3, FLAC, WAV, OGG, and M4A. Helps Skip the Silent Parts of the Audio AutomaticallyĪSR Android Voice Recorder is one of the most competent contenders on the list. ASR Voice Recorder App for Android:Ĭapability to Record Audio in variety of Formats Just remember to make sure you have a compatible Bluetooth device and a recording app that supports external microphones.Also Read: Best Voice Changer Apps For Android 2. By following these simple steps, you can set up and start recording in no time. In conclusion, recording audio over Bluetooth on your iPhone or iPad can be a great way to capture audio without being tethered to your device. Your audio will be recorded through your Bluetooth microphone and can be saved and shared as needed. Now that everything is set up and tested, you’re ready to start recording! Simply hit the record button in your recording app and start speaking. Adjust your settings as needed until you’re satisfied with the sound quality. Try recording a short clip of audio and then listen to it to make sure everything sounds good. Once you have everything set up, it’s time to test your recording. Select the external microphone input option and choose your Bluetooth device Open your recording app and navigate to the settings or preferences menuĤ. Go to Settings>Bluetooth on your iPhone or iPad and ensure it’s still connectedģ. Once you’ve downloaded your recording app, you’ll need to connect your external microphone. Each app will have specific instructions on how to set up your external microphone, so be sure to follow them carefully. There are several great options out there, including Voice Record Pro, Recorder Plus, and AudioShare. To record audio over Bluetooth you’ll need to download a recording app that supports external microphones. Wait for your Bluetooth device to appear on the list of available devices and then tap on it to connect Go to Settings and then Bluetooth on your iPhone or iPadģ. If not, follow these steps to pair your devices:Ģ. If your device is already paired with your Bluetooth device, skip to the next step. You can do this by going to Settings>Bluetooth and making sure it’s turned on. The first thing you’ll want to do is check if your device is compatible with Bluetooth recording. Step 1: Check Your Bluetooth Compatibility Here’s how you can record audio over Bluetooth on your iPhone or iPad: This can be especially useful when you don’t want to be tethered to your device while recording, or you want to capture sound from a distance. One such advance is the ability to record audio over Bluetooth on your iPhone or iPad. As technology continues to advance, so does our need for convenience and ease of use. Together, they form a dark constellation of stories that generations have traced, in wonder and fear and hope.īelow, I've ranked King's books in order from worst to best. That still leaves over sixty novels and more than a dozen collections of tales. Any published stories compiled within a larger collection will not be ranked singularly. The man has written over seventy books, so some nod to brevity is required. The following list is an attempt to rank King’s published work in all its darkness, weatherworn beauty, and surprising weirdness. cover insomnia, physiological and neural mechanisms, evaluation. Of course, in so long and varied a career, there are exhilarating highs, a few bewildering lows, and many unexpected diversions. Stephen Kings terrifying novella about a town engulfed in a dense, mysterious mist. Nat Cassidy, author of this year’s Mary: An Awakening of Terror, put it best, describing King as his “mother tongue.” He is not just a writer he is an industry, an aesthetic, a genre of one. I have interviewed hundreds of horror writers from all across the genre’s wide spectrum, and when asked for their inspirations and their gateways to fearful fiction, so many leap immediately to King. But for millions of readers and writers, he is our North Star, our Southern Cross. Such prolificacy has often led to sniffing criticism from those who consider him “merely” a horror writer (as if horror is anything “mere”). Almost everything he has ever written has been optioned or adapted for the screen, in some cases several times. King has regularly published two or three books per year, a stream of words that flows incessantly west towards Hollywood. He arrived during a resurgent interest in all things frightening–following the success of Ira Levin's Rosemary’s Baby (1967) and William Peter Blatty’s The Exorcist (1971)-and quickly set about reshaping the genre in his own image. Since the publication of his first novel Carrie, just shy of fifty years ago, King has held dominion over the landscape of horror. There will probably never be another author like Stephen King. Given their first-half dominance, staving off elimination for one more day was hardly out of the question. The Nuggets outscored the Lakers 36-16 in the third to take a five-point lead entering the fourth, and looked to be in control of their destiny down the stretch.īut the Lakers managed to climb out of a seven-point hole and tie the game with five minutes to play. The Lakers led by 15 at halftime after scoring 73 points in the first half, and it took a third-quarter performance for the ages from the Nuggets to even make this a game. Though the sweep was certainly dominant, Denver’s win in Game 4 was anything but a cakewalk. After the collapse, the Lakers now face a 0-2 deficit as the. 17 pick alongside Mo Bamba and/or Malik Beasley for a 'starting-level upgrade' next season, The Athletics Jovan Buha reported. The Lakers led most of the way but a fourth-quarter push by the Denver Nuggets was the difference maker as L.A. It marked his eighth triple-double this postseason, a new postseason record. 1 day ago &0183 &32 There is a 'growing possibility' that the Lakers will trade the No. The two-time MVP dropped yet another triple-double in the win, finishing with 30 points, 14 rebounds, and 13 assists. Perfect at home in the playoffs so far, the Denver Nuggets are poised to take a 2-0 lead in their third consecutive series when they host the Los Angeles Lakers in Game 2 of the. The Lakers have been fighting to save their season since falling into a 2-10 hole, but tonight, that fight ended as the Denver Nuggets completed the sweep with a 113-111 win in Game four. Jokic was the star, because of course he was, and his Denver Nuggets are headed to the NBA Finals for the first time in franchise history after sweeping the Lakers in dominant fashion. So it’s only fitting that he takes his team to the brink of the Promised Land with a string of performances unlike any we’ve ever seen. There has never been a player like Nikola Jokic. Nuggets finish off Lakers, 113-111, advance to first NBA Finals in franchise history |
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